Terms of Service
Last updated: May 30, 2026
This website helps visitors request information about life insurance, mortgage protection, final expense, and Medicare health insurance options. Information on this site is educational and does not create an insurance policy, bind coverage, or guarantee eligibility.
Insurance availability, eligibility, pricing, benefits, and underwriting can vary by state, carrier, age, health history, and other factors. A licensed agent must review actual options before any application or coverage decision is made.
Senior Needs Marketing is not a government agency and is not affiliated with Medicare, the federal government, or any state government program. Medicare plan information is educational and must be reviewed against actual local availability and eligibility.
Website content, chat responses, and SMS responses are general information only. They are not legal, tax, medical, financial, or final insurance advice.
When you submit a form or request an appointment, you agree that Senior Needs Marketing or a licensed agent may contact you about your request using the information you provide. Appointment requests are not guaranteed until confirmed by a representative.
Chat and SMS assistant responses are automated educational support tools. They may help explain insurance concepts and prepare questions for an agent, but they are not final recommendations and should not be relied on as a substitute for a licensed agent review.
The website may use third-party technology providers for hosting, database storage, messaging, analytics, communications, and appointment support. Those services may have their own terms and privacy practices.
Do not submit false information, attempt to access systems without authorization, or use the website in a way that interferes with normal operation.
To the fullest extent allowed by law, Senior Needs Marketing is not responsible for indirect, incidental, or consequential damages arising from use of this website, delayed communications, message delivery issues, or reliance on general educational information.
For questions about these terms, contact Senior Needs Marketing at 610-609-1653.